Understanding 2FA and MFA: Essential security measures against cyber attacks to protect your online accounts.

In this episode of Ticker Clicks, cyber security expert Jacqueline Jayne explains why Two-factor authentication (2FA) and multi-factor authentication (MFA) are important security measures to protect online accounts.

Even if a hacker has your password, 2FA provides an additional layer of security.

There are three main components of authentication: something you know, something you have, and something you are.

Single-factor authentication typically involves just a username and password.

2FA adds an extra step by requiring a constantly changing six-digit code, which can be received via SMS, email, or a third-party app.

MFA requires multiple forms of verification, such as a password and a physical device, enhancing security further.

Despite the benefits, only 35% of small to medium-sized businesses globally employ 2FA or MFA.

Why strong, unique passwords and password managers are essential for protecting your digital life.

In this episode of Ticker Clicks, cyber security expert Jacqueline Jayne explains why passwords are essential for online security.

Poor password practices contribute to 81% of data breaches, highlighting the urgency for stronger password management.

Research shows that individuals often have around 250 passwords, with 78% admitting to reusing them. Commonly used passwords still include easy-to-guess options like “123456” and “password”.

To secure digital accounts better, consider adopting a password manager and encouraging family members to maintain a password book for easier management.

Beware of public Wi-Fi risks: protect your data with VPNs and regular backups to ensure online security.

Using free public Wi-Fi may seem convenient, but it poses significant risks to your online security. In this episode of Ticker Clicks, cyber security expert Jacqueline Jayne dives into this issue and some safe alternatives.

Connecting to unencrypted networks, commonly found in cafes, airports, and hotels, can expose your data to cyber criminals. These attackers may deploy man-in-the-middle tactics to access your information without your knowledge.

To mitigate these risks, using a Virtual Private Network (VPN) is advisable. A VPN encrypts your internet traffic, establishing a secure connection even on unsecured networks.

When joining free Wi-Fi, log in as usual, then enable your VPN to protect your data.

Preparing for potential digital threats includes using strong passwords, enabling two-factor authentication, and staying updated on software patches.