APRA’s new lending limits could challenge property investors, warns Cameron Kusher on The Property Playbook with Tim Graham
APRA is shaking up Australia’s lending landscape, introducing new caps on high debt-to-income ratios from next year.
To break down what this really means, Cameron Kusher from Hotspotting joins Tim Graham to explain how these changes differ from past interventions and why regulators are tightening the screws now.
We explore which types of investors are most likely to feel the squeeze, from highly leveraged buyers to those relying on aggressive portfolio expansion. Cameron also explains how these policies could shift investor behaviour and reshape borrowing strategies heading into 2025.
With Australia already battling housing supply constraints, we look at whether these restrictions could create unintended consequences — including slowing down investment, construction, and the national goal of delivering 1.2 million homes by 2029.
For more information, visit Hotspotting.
