In Short:
– Citadel Agency, founded by Jadd Chahal and Omar De Guise, assists diverse clients in property investment across Australia.
– Their hands-on approach emphasises knowledge, location choice, and strong relationships to uncover valuable investment opportunities.

In today’s fast-paced property market, engaging a skilled buyers’ agent can save time and provide crucial insights for investors.

But with thousands calling themselves buyers’ agents, how do you separate the experts from the spruikers?

Terry Ryder speaks with Jadd Chahal and Omar De Guise of Citadel Agency, who share how thorough research and hands-on market knowledge can guide investors to the right properties.

In Short:
– Tim Graham and Cameron Kusher discuss APRA’s lending limits and their effects on property investors and markets.
– A national target of 1.2 million houses is unlikely to be met due to high costs and interest rates.

APRA is shaking up Australia’s lending landscape, introducing new caps on high debt-to-income ratios from next year.

To break down what this really means, Cameron Kusher from Hotspotting joins Tim Graham to explain how these changes differ from past interventions and why regulators are tightening the screws now.

We explore which types of investors are most likely to feel the squeeze, from highly leveraged buyers to those relying on aggressive portfolio expansion. Cameron also explains how these policies could shift investor behaviour and reshape borrowing strategies heading into 2025.

With Australia already battling housing supply constraints, we look at whether these restrictions could create unintended consequences — including slowing down investment, construction, and the national goal of delivering 1.2 million homes by 2029.

In Short:
– Scott Aggett discusses off-market deals and underquoting, highlighting buyer misconceptions and the need for thorough market research.
– He advises buyers to use expert help, define their budget, and closely analyse comparable sales to avoid overpaying.

In this episode of The Property Playbook, Terry Ryder breaks down one of the biggest myths in real estate: that off-market automatically means opportunity. Buyers are constantly told they’re getting access to “secret deals,” but negotiation expert Scott Aggett says that’s not always the case — and sometimes, it’s the opposite.

Scott joins the show to unpack why so many buyers misunderstand pricing signals, how agents use quiet listings to test the market, and why underquoting continues to frustrate home seekers. With years of experience working for both sellers and buyers, he offers an unfiltered look at the tactics driving price guides and quoting ranges.

Whether you’re navigating off-market pitches, watching auction rules evolve in Victoria, or trying to avoid overpaying in a competitive market, Scott delivers practical advice to cut through the noise and make smarter decisions.