Shows

RBA signals rate cuts – What it means for households and businesses

As inflation cools in mid-2025, the Reserve Bank is signalling a shift toward cutting interest rates.

Published

6 months ago

June 20, 2025

Nathan Langridge

As inflation cools in mid-2025, the Reserve Bank is signalling a shift toward cutting interest rates.

For mortgage holders, expectations of lower rates are already influencing repayment strategies, with some opting to refinance in anticipation of reduced costs. A formal rate cut would ease monthly financial pressure, particularly for those on variable loans.

Businesses, too, may benefit from cheaper lending, potentially unlocking investment and expansion plans that had been shelved during the high-rate environment. Increased borrowing confidence could flow through to job creation and stronger economic activity.

But there are risks. Cutting rates too early—especially while other global central banks hold steady—could fuel inflation or put pressure on the Australian dollar. The Reserve Bank’s decisions in the months ahead will be key to balancing recovery with stability.

Dr Steven Enticott is a finance professional, speaker, regular columnist, and author of The Man With A Plan.

For more information www.ciatax.com.au

Shows

How parents can prepare for the new under-16s social media ban

Published

2 days ago

December 5, 2025

Harvey Vargas

New online safety rules restrict under-16s from social media accounts in Australia

In Short:
– From December 10, 2025, under-16s can’t have accounts on major social media platforms in Australia.
– Platforms must verify ages and remove existing underage accounts to avoid penalties.

In this episode of Ticker Clicks, Jacqueline Jayne delves into the major changes to Australia’s online safety policies coming into effect on December 10, 2025. These updates mark a significant shift in how young people will be allowed to use social platforms.

Children under 16 will be banned from having accounts on platforms like TikTok, Instagram, Snapchat, and YouTube. The move aims to create a safer digital environment for minors. This regulation is seen as a crucial step toward improving online safety nationwide.

Shows

Accessibility gaps in cybersecurity

Published

2 days ago

December 5, 2025

Harvey Vargas

Cybersecurity for everyone

In Short:
– Daisy Wong discusses the impact of lived experience on cybersecurity and the importance of accessibility in technology.
– Inclusive cyber programs must address accessibility to ensure security for all users, particularly those with disabilities.

In this episode of Ticker Clicks, host Jacqueline Jayne interviews cybersecurity expert Daisy Wong. Wong, who has over 12 years of experience in IT, finance, and healthcare. She leads security culture and awareness at Australia’s largest private health insurer, focusing on programs that mitigate human cyber risks.

The discussion revolves around how personal experiences influence technology interaction, addressing accessibility barriers and the necessity of inclusive design for cyber safety.

Shows

How to build a people-first culture in cybersecurity training

Daisy Wong discusses creating a people-first security culture in Ticker Clicks episode with Jacqueline Jayne, focusing on engaging human risk management

Published

3 days ago

December 5, 2025

Harvey Vargas

Creating a people-first, cyber security culture, focusing on engaging human risk management

In Short:
– Daisy Wong emphasises that engaging employees transforms them from cyber security risks to assets.
– Creative initiatives and relevant strategies enhance a people-first security culture within organisations.

In this episode of Ticker Clicks, host Jacqueline Jayne talks with Daisy Wong, a cybersecurity leader with over 12 years’ experience across various sectors. She leads security culture and awareness at Australia’s largest private health insurer, focusing on reducing human cyber risk.

Daisy Wong critiques the common compliance-heavy, cookie-cutter approach that fails to engage employees, often presenting content irrelevant to their roles.