Understanding 2FA and MFA: Essential security measures against cyber attacks to protect your online accounts.

In this episode of Ticker Clicks, cyber security expert Jacqueline Jayne explains why Two-factor authentication (2FA) and multi-factor authentication (MFA) are important security measures to protect online accounts.

Even if a hacker has your password, 2FA provides an additional layer of security.

There are three main components of authentication: something you know, something you have, and something you are.

Single-factor authentication typically involves just a username and password.

2FA adds an extra step by requiring a constantly changing six-digit code, which can be received via SMS, email, or a third-party app.

MFA requires multiple forms of verification, such as a password and a physical device, enhancing security further.

Despite the benefits, only 35% of small to medium-sized businesses globally employ 2FA or MFA.

Why strong, unique passwords and password managers are essential for protecting your digital life.

In this episode of Ticker Clicks, cyber security expert Jacqueline Jayne explains why passwords are essential for online security.

Poor password practices contribute to 81% of data breaches, highlighting the urgency for stronger password management.

Research shows that individuals often have around 250 passwords, with 78% admitting to reusing them. Commonly used passwords still include easy-to-guess options like “123456” and “password”.

To secure digital accounts better, consider adopting a password manager and encouraging family members to maintain a password book for easier management.

Kids’ online safety needs empathy and regulation, not just blame; parents, schools, and governments must collaborate for better support.

In this episode of Ticker Clicks, cyber security expert Jacqueline Jayne explores the social media conundrum.

Before assigning blame to children for their online activities, it is essential to understand the contemporary social media landscape they inhabit.

Unlike the environment many adults grew up in, current platforms feature algorithms and monetised content, often not prioritising the well-being of younger users.

Statistics show that 80% of teens have encountered harmful content, often with parents unaware until serious issues arise.

While it is easy to focus on individual choices, young people are often manipulated by persuasive design features aimed at maximising user engagement and ad revenue.

Meaningful conversations can foster understanding and awareness about online experiences, allowing children to feel comfortable discussing potential issues.