Money

Student loan forgiveness: Separating fact from fiction

Published

2 years ago

September 25, 2023

Student Loan Forgiveness is a contentious topic that has sparked heated debates across the United States.

Many borrowers hope for a magical solution to free them from the shackles of student debt, while others remain skeptical about the feasibility of such a program. In this article, we aim to provide a comprehensive overview of the current state of student loan forgiveness and what borrowers need to know.

Firstly, it’s crucial to understand that student loan forgiveness is not a one-size-fits-all solution. While there are existing forgiveness programs, such as Public Service Loan Forgiveness (PSLF) and Income-Driven Repayment plans, they come with strict eligibility criteria. PSLF, for instance, requires a decade of qualifying payments while working in public service.

The notion of widespread, blanket forgiveness has been a hot topic, with some politicians advocating for substantial cancellation of student debt. However, implementing such a policy on a large scale remains a complex challenge, involving legal, financial, and political hurdles.

Furthermore, it’s essential to be aware that forgiveness may come with tax implications. If a significant amount of debt is forgiven, borrowers may be required to pay income taxes on the forgiven amount, potentially leading to unexpected financial burdens.

In conclusion, while student loan forgiveness is not a myth, it’s important to approach the topic with a clear understanding of the existing programs and the complexities involved. Borrowers should research their options, stay informed about policy changes, and consider seeking advice from financial experts to make informed decisions about managing their student debt.

Money

Markets tumble as Trump tariffs, Greenland rhetoric and Europe backlash collide

U.S. stocks plummet over 800 points amid renewed tariff threats and political tensions from Trump, sparking global trade concerns.

Published

8 hours ago

January 21, 2026

Harvey Vargas

U.S. stocks plummet over 800 points amid renewed tariff threats and political tensions from Trump, sparking global trade concerns.

U.S. equities took a sharp hit as markets reacted to renewed tariff threats and heightened political rhetoric from President Donald Trump. The Dow plunged more than 800 points, with the S&P 500 and Nasdaq also sliding as investor nerves rattled risk assets.

The sell-off highlights growing concern around global trade tensions and geopolitical uncertainty, with markets struggling to price in what comes next for U.S. economic leadership and policy direction.

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Money

Gold hits record highs as investors flee risk

Gold surges amid global uncertainty, with February futures rising 1.71% to $4,674.20 per ounce, signaling safe-haven demand.

Published

1 day ago

January 20, 2026

Harvey Vargas

Gold surges amid global uncertainty, with February futures rising 1.71% to $4,674.20 per ounce, signaling safe-haven demand.

Gold is shining brighter than ever as investors flock to safe-haven assets amid global uncertainty. U.S. gold futures for February delivery jumped 1.71% to $4,674.20 per ounce, while spot gold rose 1.6% to $4,668.14.

The surge comes as geopolitical tensions continue to worry traders, prompting a rush into metals perceived as stable and secure. Analysts say gold is proving its status as the ultimate hedge during turbulent times.

Investors are closely watching markets as gold sets new benchmarks, signalling growing caution across the financial landscape.

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Money

Markets edge higher as 10-year yields hit new highs

Major stock indices rise slightly; 10-year Treasury yield hits 4.23% amid Fed Chair speculation, affecting small and mega-cap stocks.

Published

2 days ago

January 19, 2026

Harvey Vargas

Major stock indices rise slightly; 10-year Treasury yield hits 4.23% amid Fed Chair speculation, affecting small and mega-cap stocks.

All major stock indices are starting the week slightly higher, giving investors cautious optimism. Analysts are keeping an eye on movements in small caps and mega-cap tech stocks amid these early gains.

The yield on the 10-year Treasury note has climbed to 4.23%, the highest since last September. This follows Kevin Warsh emerging as the frontrunner for the next Federal Reserve Chair, sparking speculation on future monetary policy.

Rising yields could trigger a pullback in small-cap stocks, while investors may pivot toward mega-cap tech, expected to deliver strong earnings growth. Overall, the market is likely to see a neutral to slightly bearish trend next week due to overbought conditions.

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