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Simple solutions to manage cost of living

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Good money management grants us choices.

In today’s world, where the cost of living continues to rise, having more money can mean the difference between surviving and thriving.

One way to generate extra income is to take a look at the items we own but no longer use. We accumulate things over time, and it’s common to have items sitting in our garages or sheds that we haven’t used in years. These items may hold sentimental value, but they’re not contributing to our daily lives.

Selling these items can be a great way to generate some extra income and declutter our homes. The rise of online marketplaces like eBay and Facebook Marketplace has made it easier than ever to sell unwanted items. It’s a win-win situation; we get rid of the clutter, and someone else gets to enjoy the item we no longer use.

But selling unwanted items isn’t just a way to make some extra cash. It’s also a form of recycling. Rather than throwing things away, we can give them a new life with someone else. It’s an environmentally friendly option that benefits both us and the planet.

Taking a look at our belongings and deciding what to sell can be a daunting task, but it’s also an opportunity to evaluate our needs and wants. Do we really need that unicycle in the garage, or can it be put to better use in someone else’s hands? By selling unwanted items, we’re not only generating income, but we’re also simplifying our lives and making room for things that truly matter to us.

Money Matters is presented by CIA tax

Learn more ➡️ https://ciatax.com.au/

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Decentralisation is positioned to redefine internet infrastructure

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Depin technology is empowering users, allowing individuals to own, store, and curate their own data.

Depin is redefining how the internet operates by decentralising physical infrastructure, enabling users to own, store, and control their data.

This groundbreaking approach utilises decentralised nodes to enhance speed, security, and resilience while reducing dependence on centralised providers.

The technology offers a user-powered network that removes the vulnerabilities inherent in traditional centralised systems, addressing issues like outages and censorship.

By creating a decentralised ecosystem with over 13,500 nodes globally, it builds a more robust and accessible internet experience.

The concept borrows principles from blockchain and cryptocurrencies, enabling individuals to participate directly in network management.

CEO and co-founder of Influx Technologies, Daniel Keller, joins to discuss the transformative data technology.

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New platform seeks to democratise High Net Worth Mezzanine investments

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Innovative investment platform MezFi has just launched – providing everyday Australians with access to high-value investment opportunities once reserved only for the 1%.

Mezzanine finance traditionally serves as “gap” funding for large-scale property developers and business owners, filling in when banks won’t cover the full amount needed.

Until now, the high entry costs – often requiring hundreds of thousands in initial capital – have kept mezzanine investments out of reach for most Australians.

However, MezFi’s new structure allows retail investors to enter this market with a fraction of that sum, breaking the exclusivity that has long characterised this financial sector.

The fund also allows for direct transparency through blockchain technology, enabling investors to view investments on-chain. This innovative approach also strengthens confidence, providing a level of accountability uncommon in traditional funds.

Jerome Dadon, founder of MezFi, discusses democratising access to high net worth investment opportunities, making mezzanine finance more accessible to everyday investors beyond the 1%.

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Concerns rise over proposed social media ban for teens

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The Australian Federal Government’s proposal to ban social media access for individuals under 16 has sparked significant debate.

Experts argue that such restrictions could push teenagers toward secretive behaviours, bypassing the law and potentially engaging in riskier activities. Concerns have been raised about the effectiveness of a ban, with parallels drawn to how students have circumvented mobile phone bans in schools by using burner phones. Experts caution that a ban may only drive social media use underground, limiting open discussions around online safety issues like bullying and sextortion.

Cybersecurity specialists suggest that education and open dialogue between parents, teachers, and young people offer a more effective solution. While acknowledging the dangers associated with social media, they advocate for increased parental controls and ongoing education rather than imposing strict bans. By encouraging open communication and building trust, authorities may better address online safety concerns without pushing teens into clandestine digital spaces.

Craig Ford from Cyber Unicorns joins to share his key insights.

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