Money

Millions are turning to loyalty programs to survive

Published

2 years ago

January 16, 2024

Amidst rising expenses, Australians are utilising loyalty programs to make ends meet in the face of rising household costs.

Carly Neubauer, director and co-founder of Elevate Loyalty highlights that loyalty programs have become a vital tool in managing household budgets for many families.

With the rising cost of essential items, Australians are finding themselves in a constant battle to make their budgets stretch further.

“Consumers are looking for ways to save money to meet their household needs on a smaller budget. The cost-of-living crisis is hitting hard, and Aussies around the nation are having to budget very carefully and make lifestyle sacrifices to keep their heads above water. This is where loyalty programs are coming to the fore; they can really help you out if you’re smart about using them and work them to your advantage,” Neubauer explains.

Range of benefits

Loyalty programs offer a range of benefits and rewards to consumers who participate in them.

These programs allow shoppers to accumulate points, receive discounts, and access special offers, ultimately helping them save money on their everyday expenses.

With the cost of living on the rise, loyalty programs have become a valuable resource for cost-conscious Australians.

As more Australians sign up for loyalty programs, companies are intensifying their efforts to attract and retain customers.

Loyalty programs are becoming increasingly competitive, with businesses offering deeper discounts and more enticing incentives to stand out in the market.

“Companies are really digging deep with their loyalty program incentives because competition is fierce at the moment. In addition, shoppers are also increasingly turning to research to find better deals,” Neubauer adds.

This competition among retailers has led to consumers benefiting from deep discounts and a wide range of additional perks, including points, gifts, and other discounts. Some companies are even expanding their loyalty programs to allow spending with other brands to generate loyalty benefits for program members, further enhancing the value proposition.

Money

U.S. markets mixed as tech slumps and Fed moves spark uncertainty

Mixed US equity results as tech stocks drop; market uncertainty rises amid Fed Chair change. Join Steve Gopalan’s insights on FX trends.

Published

2 days ago

February 6, 2026

Harvey Vargas

Mixed US equity results as tech stocks drop; market uncertainty rises amid Fed Chair change. Join Steve Gopalan’s insights on FX trends.

US equity markets posted mixed results as technology stocks fell, reflecting growing concerns about AI disruptions. The delay of key labour data has added to market uncertainty, especially with President Trump’s recent appointment of Kevin Warsh as Fed Chair.

Steve Gopalan from SkandaFX joins us to discuss how these shifts could influence monetary policy, corporate FX strategies, and the broader financial landscape.

We also dive into FX trends, euro-area inflation signals, and Australian dollar movements, exploring what these developments mean for investors worldwide.

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#USMarkets #TechStocks #FedPolicy #FXTrading #AIImpact #LabourMarket #CurrencyTrends #InvestingInsights

Money

Tech stocks and Bitcoin tumble amid market uncertainty and rising job concerns

Wall Street plummets as tech stocks and Bitcoin fall, raising concerns about job market and economic stability.

Published

2 days ago

February 6, 2026

Harvey Vargas

Wall Street plummets as tech stocks and Bitcoin fall, raising concerns about job market and economic stability.

Wall Street took a sharp hit Thursday as technology stocks and Bitcoin plunged, reigniting worries over the job market and global economic stability. Kyle Rodda from Capital.com breaks down how Alphabet and Qualcomm’s earnings may signal broader tech weakness.

Bitcoin’s recent drop also rattled crypto markets, with Coinbase shares falling sharply. Rodda explains how much of the decline is driven by market fundamentals versus shifting investor sentiment, and how rising AI expenditures are affecting investor confidence in tech.

The surge in unemployment claims, coupled with falling bond yields, is prompting concern over overall market stability.

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#WallStreetCrash #TechStocks #BitcoinDrop #MarketVolatility #JobMarket #InvestingTips #CryptoNews #Ticker

Money

S&P 500 dips as tech stocks struggle with AMD leading losses

S&P 500 declines as tech stocks sell off; AMD plummets, Microsoft stable, investors eye Alphabet’s upcoming earnings report.

Published

3 days ago

February 5, 2026

Harvey Vargas

S&P 500 declines as tech stocks sell off; AMD plummets, Microsoft stable, investors eye Alphabet’s upcoming earnings report.

The S&P 500 fell as technology stocks faced intense selling pressure, dragging the broader market lower. AMD shares were particularly hard hit, falling 17% after its first-quarter forecast disappointed analysts.

Software names including Oracle and CrowdStrike also struggled, although Microsoft found some stability amid the sell-off.

Investors are now focused on Alphabet, which is set to report earnings after the bell Wednesday.

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