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From one app to do it all!

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Borrow, earn, spend and invest worldwide from a single unified account…

Whenever you think of investing, your mind tends to go to only one asset class – the stock market.

Investors don’t think about the many other options that are available to them. And if they do, it gets coupled with the need to open a different account that specialises in that asset class.

For instance, you don’t want to have one broker that can only handle your stock market trading needs, such as Charles Schwab.

And conversely, you don’t want to just have an account, such as Binance or CoinBase, to handle your cryptocurrency requirements. Or, be with Vanguard so you can drip-feed capital into your preferred exchange-traded funds (ETFs).

But what if there was a financial management solution that integrated the ability to buy and sell stocks, options, ETFs, contract for differences (CFDs), bonds, currencies, futures and many others all from a single unified platform?

Interactive Brokers (IBKR) is a direct market access platform that is designed to remove any unnecessary intermediaries and third parties between the clients and the markets.

The platform offers full-service execution, clearing and custody.

With access to 33 countries and 24 currencies, IBKR clients can invest globally in stocks, options, futures, currencies, bonds and funds from one place – the ‘Universal’ Account – allowing an investor to easily manage multiple accounts from a single interface. 

The stress and anxiety of not needing to think if the right password has been used, or flicking between apps and website to track how certain products are rising or falling, can help an investor to focus on what really matters.

IBKR also offers the lowest commissions and financial rates, helping investors to minimise costs in order to maximise your returns, and access market data 24 hours a day, six days a week.

Being able to obtain a clear picture of the total portfolio at the click of a button is vital in helping investors manage their risk and exposure.

Investors are able to sign up with Interactive Brokers for a free trial with no commitment. For more information, head to their website.

Business

The #SunburnChallenge has been blocked on TikTok Australia

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TikTok Australia has partnered with Melanoma Institute Australia for a new campaign to stop glamourising tanning

As Australians prepare for warmer temperatures, TikTok Australia is seeking to put an end to the viral #SunburnChallenge.

The challenge has led to users uploading videos of their sunburned bodies onto the platform.

However, the video-sharing app will begin removing these videos under the ‘Tanning. That’s Cooked’ campaign.

The initiative is targeted at 20–39 year old Australians who are partaking in the trend.

It will use humour to throw shade at tanning, and turn Australia’s tanning culture on its head.

Lee Hunter is the general manager at TikTok, who said humour is the key to shaping this demographic rather than serious corporate or health messages.

“The campaign is inviting TikTok creators to use humour and throw shade at tanning in their own authentic way, helping to spread the word and change the perception of tanning.”

LEE HUNTER, TIKTOK AUSTRALIA

Skin cancer is the most deadly form of the disease for Australians. It is typically caused by an over-exposure to the sun and ultra-violet radiation.

While it is preventable in most cases, the disease is the most common cancer among 20–39 year olds.

“Everyone who searches for a hashtag related to summer sun, tanning and many other summertime phrases, will see the ‘Tanning. That’s Cooked.’ banner and will be provided with information that outlines the dangers of tanning, with links to Melanoma Institute Australia,” Mr Hunter said.

The plea was made by Melanoma Institute Australia (MIA), who have pushed for social media stars and influencers to stop glamourising tanning.

Matthew Browne is the chief executive at MIA, who said the TikTok partnership will help to strengthen the message for younger Australians.

“One Aussie is diagnosed with melanoma every 30 minutes and it claims more lives than the national road toll. Tanning is actually skin cells in trauma.”

MATTHEW BROWNE, MELANOMA INSTITUTE AUSTRALIA

“There is no safe way of sun tanning, including the concept of getting a protective ‘base tan’ at the start of summer.”

“That’s like saying smoking a few cigarettes a day will protect you from developing lung cancer,” he explained.

TikTok has recently stepped up its social responsibility commitments. In October, the platform said it intends to “drive a deeper understanding and awareness of the importance of mental wellbeing”.

According to a recent poll, of over 1,000 participants, 23 per cent of Australians believe mental wellbeing is more important than physical wellbeing.

TikTok has developed wellbeing guides, which share practical advice for people to be more considerate about what they share online.

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Business

CNN begins mass layoffs

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CNN has begun cutting hundreds of staff from its news operations around the world

CNN is eliminating some 400 positions around the world, equating to about 10% of staff.

The cuts come on top of the August closure of CNN+, which resulted in the departure of more than 200 employees.

Staff waited anxiously for a notification of a video call in which they would be laid off.

HLN will drop all live programming.

Its international quarters has also been impacted, with a loss of programming in London.

It comes after a tumultuous year for its new parent company, following the merger between Discovery and Warner Brothers.

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Business

Contentious industrial relations laws pass Australian parliament

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Labor government is making the most extensive changes to workplace relations laws in nearly two decades.

Australia’s Employment Minister Tony Burke struck a deal on the Secure Jobs, Better Pay Bill with independent ACT senator David Pocock, who holds the balance of power in the upper house.

It came after a late-night meeting in which Senator Pocock secured series of concessions in exchange for his support.

Labor will adopt the recommendations from a parliamentary inquiry into the Bill including changing the definition of a small business that can be excluded from multi-employer bargaining.

The definition now identifies a small business from one that employs 15 people to one that employs 20.

It will also be easier for a business with 50 employees or fewer to opt out of multi-employer bargaining.

Such businesses will be given a stronger ability to argue to the Fair Work Commission that they should be excluded.

The expansion of multiemployer bargaining makes it easier for workers at different companies within one industry to band together to call for better pay and conditions.

This is the most contentious element of the legislation.

Under the “single interest” stream, workers will be able to negotiate a single enterprise agreement to cover different workplaces, as long as a majority of employees at each company involved agree to do so.

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