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The key to smarter investing

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Utilising property data for better returns

Investment Insights is an informative and inspiring interview-style show that dives into the world of money management and wealth creation, making complex financial concepts accessible to all.

On this episode, Founder of The Investor’s Way, Andrew Woodward is joined by Jim Malamatinas, Director of A Game Property Advisory.

When Jim Malamatinas bought his first house at the tender age of 22, little did he know that this would grow into his passionate fulltime career of helping other people buy homes with an investment focus. Jim’s personal property portfolio is now a multi-million dollar holding, putting him in the perfect position to help buyers and new developers source the right property to develop and build their own wealth through property.

As a Property Developer and Buyers Advocate with over 25 years experience, Jim is passionate about property and people, and openly shares his learnings with his clients to help them achieve their property goals.

As a licensed Melbourne Buyers Agent and Advocate, Jim assists people buy the right property for them – whether they are a first home buyer, family buyer or investor. When people work with Jim, they not only get his experience, but also access to his extensive agent network and relationships. This means Jim’s clients have access to a large proportion of off market properties in Melbourne which ensures they secure the right home for at the best price.

Jim’s experience and entrepreneurial background combine to help him identify growth opportunities for all his clients because he understands that buying a home is the biggest purchase people will make and he helps his clients select the right home to buy that will not only meet their needs now and, in the future, but also grow in value.

Jim is recognised as national expert in property and continues to provide advice, opinions and reports developed from data to help buyers buy their home or investment property. Jim is interviewed regularly on Sunrise, Channel 10 National news, Australian Property Investor Magazine, Money news,The Herald Sun, The Sydney Morning Herald and many others.

Buying a property can be stressful – so Jim takes the time and stress out of the property acquisition process with his expert knowledge and experience in the Victorian property market.

#investment insights

 

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RBA signals rate cuts—what it means for households and businesses

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As inflation cools in mid-2025, the Reserve Bank is signalling a shift toward cutting interest rates—a move that could bring welcome relief to households and boost confidence in the broader economy.

For mortgage holders, expectations of lower rates are already influencing repayment strategies, with some opting to refinance in anticipation of reduced costs. A formal rate cut would ease monthly financial pressure, particularly for those on variable loans.

Businesses, too, may benefit from cheaper lending, potentially unlocking investment and expansion plans that had been shelved during the high-rate environment. Increased borrowing confidence could flow through to job creation and stronger economic activity.

But there are risks. Cutting rates too early—especially while other global central banks hold steady—could fuel inflation or put pressure on the Australian dollar. The Reserve Bank’s decisions in the months ahead will be key to balancing recovery with stability.

Dr Steven Enticott is a finance professional, speaker, regular columnist, and author of The Man With A Plan.

For more information www.ciatax.com.au

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Tax scams increase as 2025 tax time approaches

Tax time scams on the rise in 2025, with cybercriminals using new AI tactics to deceive Australians.

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Tax time scams on the rise in 2025, with cybercriminals using new AI tactics to deceive Australians.

Every year, many hope for a reduction in scams targeting Australians, yet 2025 appears no different.

Jacqueline Jane, host of Ticker Clicks, explores how tax time presents opportunities for scammers, who aim to steal money, identities, and tax file numbers.

They impersonate various entities to deceive victims. Common scams include fake emails and SMS from the Australian Tax Office (ATO) or myGov, along with threatening phone calls about possible arrests for unpaid debts.

In April 2025, Australians reported over 6,000 ATO impersonation scams, with seniors being the most vulnerable.

Email remains the primary communication method for scammers, accounting for more than 96% of reported scams.

This year, scammers have advanced their tactics using AI, creating more convincing emails and deepfake voice calls.

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Unpacking the Cybercrime Trends 2025 report

Australia’s cybersecurity landscape faces growing threats from cyberattacks and human error, highlighting the need for increased awareness and protection.

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Australia’s cybersecurity landscape faces growing threats from cyberattacks and human error, highlighting the need for increased awareness and protection.

Australia’s cyber landscape is rapidly changing, with increasing incidents of cyber attacks, data breaches, and scams affecting both individuals and organistions.

Cybersecurity expert Jacqueline Jane highlights that the boundary between work and personal life has blurred, making individuals more vulnerable to cybercriminals.

Cybercriminals exploit this by targeting social media and personal interactions to access sensitive information.

Recent findings from the Cybercrime Trends 2025 report by SoSafe reveal that over 90% of organisations globally face cyber threats, with Australian businesses particularly impacted.

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