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Cutting edge strategies give first home buyers a competitive advantage

Expert Dr. Enticott advises on buying your first home in 2025, highlighting costs, grants, and logical decision-making.

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Expert Dr. Enticott advises on buying your first home in 2025, highlighting costs, grants, and logical decision-making.

In Short

Dr. Steve Enticott offers guidance for first-time homebuyers in 2025, highlighting the importance of careful planning, understanding costs, and exploring options like rent vesting and government grants. He emphasises the need for thorough research and expert advice to successfully navigate the property market.

Buying a Home in 2025? Here’s What Young Professionals Must Know!

With the housing market evolving, young professionals looking to buy their first home in 2025 must navigate rising prices, deposit requirements, and hidden costs. Is this the right year to take the leap into homeownership? Here’s what buyers need to know.

Is 2025 a Good Time to Buy?

Long term market trends show steady home price growth over time, but interest rates and government incentives could make 2025 an attractive time to buy. Experts advise researching local markets to find the best deals while taking advantage of first-home buyer grants and subsidies where available.

How Much Deposit Do You Really Need?

While a 20% deposit is ideal to avoid lenders’ mortgage insurance (LMI), many lenders now offer home loans with as little as 5% down. Some government-backed schemes may even allow first-time buyers to enter the market with reduced upfront costs.

The Hidden Costs of Buying Property

Beyond the deposit, buyers should budget for stamp duty, legal fees, inspections, and ongoing maintenance. These costs can add thousands to the final price, making it essential to plan ahead.

Should You Rentvest Instead?

For those priced out of their desired location, ‘rentvesting’—renting where you live while buying an investment property elsewhere—has become a popular strategy. This approach allows young professionals to get on the property ladder without sacrificing lifestyle or location preferences.

With strategic planning and research, 2025 could be the perfect time for young buyers to secure their first home or investment property.

Dr Steven Enticott is a finance professional, speaker, regular columnist, and author of The Man With A Plan.

Find out more at CIA Tax

Money

Wall Street hits record highs as markets shrug off Venezuela tensions

US markets hit record highs as investors shrug off geopolitical tensions, with the S&P 500 up 0.7% and Dow 1%.

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US markets hit record highs as investors shrug off geopolitical tensions, with the S&P 500 up 0.7% and Dow 1%.


US markets surged to fresh records as investors looked past recent geopolitical tensions following the US attack on Venezuela. Confidence returned quickly, driving broad gains across major indices.

The S&P 500 climbed 0.7% to reach a new all-time intraday high, while the Dow Jones Industrial Average jumped 495 points, or 1%, also setting a record during Tuesday’s session.

The rally signals continued optimism around economic resilience, despite global uncertainty and ongoing international conflicts.

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#WallStreet #StockMarket #SP500 #DowJones #MarketRally #USMarkets #GlobalMarkets #TickerNews


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Dow hits record after U.S. military action in Venezuela

Dow Jones surged 600 points post-U.S. action in Venezuela, boosting energy stocks amid cautious gold futures rise.

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Dow Jones surged 600 points post-U.S. action in Venezuela, boosting energy stocks amid cautious gold futures rise.


The Dow Jones Industrial Average surged nearly 600 points to a record close following U.S. military action in Venezuela. Investors responded positively, signalling confidence that the geopolitical situation would not spiral out of control.

Stocks rallied alongside rising crude oil prices, with energy companies like Chevron and Exxon Mobil leading the gains. Analysts noted that oil infrastructure rebuilding in Venezuela could provide long-term benefits for the sector.

Despite the bullish market reaction, gold futures also rose, suggesting that some traders remain cautious amid global uncertainties.

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#DowJones #StockMarket #Venezuela #Maduro #OilPrices #EnergyStocks #Geopolitics #TickerNews


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Wall Street eyes further gains in 2026 as rate cuts fuel optimism

Wall Street enters 2026 optimistic as falling interest rates and strong earnings drive stock market expectations amid economic resilience.

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Wall Street enters 2026 optimistic as falling interest rates and strong earnings drive stock market expectations amid economic resilience.


Wall Street is entering 2026 with renewed confidence as falling interest rates and robust corporate earnings lift expectations for continued stock market gains. Analysts say an easier monetary policy is providing fresh momentum for equities after several strong years.

The US economy has continued to show resilience, with businesses maintaining healthy balance sheets and earnings growth holding up despite global uncertainty. Lower borrowing costs and supportive fiscal settings are expected to further boost investor sentiment.

However, market watchers remain cautious, warning that optimism could fade quickly if economic data disappoints or inflation pressures return.

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#WallStreet #StockMarket #USMarkets #InterestRates #Investing #MarketOutlook #Ticker #FinanceNews


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