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What are the top fintech trends for 2023?

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In the ever-changing financial technology sector, companies are bracing themselves for a bumper year

Financial technology, or fintech, exploded last year with a record level of investment.

In 2021, around $130 billion was invested into the fintech sector.

Nigel Green is the chief executive officer and founder at the deVere Group, which is one of the world’s largest independent financial advisory firms.

“Against a backdrop of slowing economic growth around the world, supply chain issues, red-hot inflation and the subsequent interest rate hikes, the environment has been more challenging,” he said.

Fintech companies have redefined how financial services are delivered.

Mr Green has several key tips for investors to keep an eye on in 2023.

Traditional banks will shift across

Traditional banks are set to play catch up this year as regulatory requirements and technology pushes them into a new era.

“Two reasons: first, millennials as they are the fastest-growing cohort of clients; and second, because they are becoming the beneficiaries of the Greatest Transfer of Wealth in history,” Mr Green said.

Around $68 trillion in wealth is expected be passed down from baby boomer generation, who are among the wealthiest ever.

Millennials have grown up on technology and are typically influenced by the surge new developments.

“Against this backdrop, they seemingly became comfortable using fintech to help them access, manage and use their money rather than using a traditional bank,” Mr Green said.

In addition, 92 per cent of millennials distrust banks and view them as an unreliable source of information.

Brace for greater regulatory scrutiny

Global watchdogs are preparing to push for increased consumer protection.

“This will come about as fintech services are increasingly embedded within non-regulated entities,” Mr Green said.

He said there will be a specific focus on accountability and transparency.

Data become even more important

2023 will be the year of data, with a key focus on modern methods to collect, analyse and use the data in real-time.

These opportunities will seek to differentiate client-based propositions.

Asia is where it’s at

It is hardly a surprise, but Mr Green believes Asia will continue to be at the forefront of innovation in the fintech sector.

“We attribute this to several key factors. These include a proactive approach to innovation by regulators; the plethora of virtual banks; the development of the wider tech ecosystem, especially application programming interfaces (API); and the influx of Chinese financial and tech giants into the sector,” he said.

2023 welcomes a world of opportunity, and fintech companies are on the forefront of revolutionising consumer experience and demands.

Even as the world nears the brink of recession, Green said “we expect fintech investment will continue to build momentum in 2023.”

Costa is a news producer at ticker NEWS. He has previously worked as a regional journalist at the Southern Highlands Express newspaper. He also has several years' experience in the fire and emergency services sector, where he has worked with researchers, policymakers and local communities. He has also worked at the Seven Network during their Olympic Games coverage and in the ABC Melbourne newsroom. He also holds a Bachelor of Arts (Professional), with expertise in journalism, politics and international relations. His other interests include colonial legacies in the Pacific, counter-terrorism, aviation and travel.

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Apple’s AI wearable push: Cameras, speakers and a 2027 vision

Apple is developing an AI-powered wearable device, aiming for a launch of 20 million units in the growing AI market.

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Apple is developing an AI-powered wearable device, aiming for a launch of 20 million units in the growing AI market.


Apple is reportedly developing an AI-powered wearable device equipped with cameras and speakers, signalling its next major move into artificial intelligence-driven hardware.

While still in early development, the company is said to be planning a launch scale of up to 20 million units.

This move places Apple squarely into the fast-growing AI wearable market, where tech giants are racing to define what hands-free, AI-first devices will look like. Rather than rushing to market, Apple appears to be taking a measured approach by embedding AI capabilities into its existing ecosystem.

Reports suggest Apple is also experimenting with camera-equipped AirPods and smart glasses, with a potential launch timeline around 2027. If successful, these devices could reshape how users interact with AI in everyday life.

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AI spending in 2026: Why investment is compounding, not just cyclical

As 2026 begins, AI investment debates rise; real revenue growth signals pivotal changes for tech adoption and future trends.

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As 2026 begins, AI investment debates rise; real revenue growth signals pivotal changes for tech adoption and future trends.


As we kick off 2026, the debate around AI spending is heating up. Skeptics warn of cyclical hype, but new evidence suggests that AI investment is delivering real revenue and gaining traction across enterprises. Brad Gastwirth from Circular Technologies breaks down why this year could be pivotal for AI adoption.

We dive into how AI spending today compares to previous tech booms, the impact of circular funding models, and why enterprise and sovereign demand are driving durable growth. Brad explains the compounding effect of AI investment and what it means for future technological development.

Finally, we explore the race toward AGI and ASI and the broader implications for the tech landscape. From skeptics to believers, understanding these trends is key for investors, businesses, and tech enthusiasts alike.

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TSMC posts record profits on AI chip boom

TSMC posts record Q4 profit, driven by strong chip demand, exceeding predictions and signaling market dominance.

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TSMC posts record Q4 profit, driven by strong chip demand, exceeding predictions and signaling market dominance.

Taiwan Semiconductor Manufacturing Company (TSMC) has posted a record net profit for the fourth quarter, driven by strong demand for advanced chips.

Net profit surged 35% year-on-year, exceeding analyst expectations and signalling a dominant position in the semiconductor market.

Quarterly revenue also rose 20.5% compared to last year, supported by robust sales in AI and high-performance computing segments. The company’s success reflects the growing global appetite for cutting-edge semiconductor technology.

Looking ahead, TSMC plans to ramp up capital expenditure, projecting investments of up to $56 billion in 2026. The positive results have sparked an upbeat reaction across global markets, highlighting TSMC’s influence in the tech sector.

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